Does Health Insurance Cover Drug Treatment or Rehab?

Below is a great general guide to our insurance coverage policies, though it should not be interpreted as a promise of coverage.

Drug Treatment Coverage Varies

Centers via their health insurance policies. We must stress that while coverage varies and we cannot promise coverage, we do provide a large variety of services that insurance often covers.

Get the most accurate information by speaking with one of our friendly, knowledgeable and non-judgmental Treatment Consultants at 877-640-1943. We will gather your insurance information and assess your treatment needs to begin the process of recommending the best treatment possible, based on your specific coverage options.

Click below to learn about some of the major insurance providers with policies that may cover drug treatment or ancillary services.

Common Health Insurance Providers

How do I know if my policy covers drug treatment services?

First, we must learn what services are needed. Is detoxification necessary? Have you attempted outpatient treatment? What is the duration of your plan for drug treatment? There are many questions to be answered, and American Addiction Centers will assist you with those answers after a brief assessment with our coordinators, after which we will call your insurance company to help you determine your options.

Commonly Covered Services

Below are some common services we provide. Again, the specific type of treatment a client is suggested can depend on many factors.

  1. Detoxification Services: Sometimes, the long-term use of substances can create a condition in which an individual’s body becomes dependent. This requires specialized 24-hour monitoring and possible medication, usually within an inpatient setting.
  2. Outpatient Drug Treatment: This is a model of drug treatment where you go to treatment one place, but live in another. Clients are not monitored 24/7. This may also be referred to as Partial Hospitalization Programs, or (PHP).
  3. Inpatient Drug Treatment: In general, this is a model in which you live and are being treated at the same location (and the definition can vary by local/state law).
  4. Residential Treatment: This is another way of saying you’re residing at the same location at which you’re undergoing treatment services. “Residential” often implies a more social setting.

In addition, we may provide other services for which your insurance policy may offer benefits.